Your privacy is important to us. We are committed to protecting your privacy and earning your trust. We respect your right to keep your personal information confidential and to avoid unwanted solicitations.
Personally Identifiable Information That We Collect
FSMC respects your privacy and is committed to protecting personally identifiable information that you provide in connection with your use of this website and Services. FSMC may gather information that personally identifies users of this website, even if you provide such information to us. For example, FSMC will gather information about individuals requesting products or services when they submit a request, create a user account or otherwise provide information through this website.
We will also collect nonpublic personal information about you and members of your household in connection with your agreements, applications or transactions with us. This information may be aggregated from information you provide or through technological collection from cookies, pixel tags, web beacons, browser fingerprinting or other tools. The type of information collected may vary depending on your use of this website, the products or services you inquire about or select and the type of product or service you agree to undertake. Information collected may include:
information we receive from you on applications, agreements and other forms;
information about your transactions with us, our affiliates or others;
information about the creation of user accounts, interest in particular services, location-based information, online consumer behavior, your use of this website or interest in products and services related to those offered by FSMC and interaction with other web-based or mobile applications;
information we receive from consumer reporting agencies and other sources; and
with your consent, we may ask a third party providers to confirm or give us more details about your applications, inquiries or transactions with us or others.
Non-Personally Identifiable Information That We Collect
You may be asked to provide information that does not personally identify you. FSMC may request this information to understand you better and to also bring to your attention new products, services, programs or offers that may be of interest to you.
Information about Other People
Some of the services on the website may ask you to submit personally identifiable information about other people. For example, you might submit a person's name and other personally identifiable information if you are interested in a product or service. A record of that transaction will be maintained as allowed and/or required by law. In addition, we may add those people’s information to our marketing database for future use or access by them or us.
Cookies and Related Technology
USE, DISCLOSURE AND SHARING OF INFORMATION
Personally Identifiable Information
FSMC uses information about you to deliver the Information, Products and Services that you request, to keep you informed about changes affecting our Products or Services or your account, to inform you of other Services or offers in which you might be interested, and to improve and enhance our website and Services. If you provide FSMC with personally identifiable information, we will take all reasonable and appropriate steps to protect it from unauthorized disclosure.
You may opt-out to receive email from us by following the directions in each message to "unsubscribe." However, if you choose to opt out of marketing messages, we reserve the right to contact you regarding your transactional issues, account status, technical support, product information, changes to account terms and any other matter that might affect our service to you and/or any products or services you purchased from us, as applicable.
We do not sell or provide any information we gather to third parties who may wish to provide you with information about their products or services.
We may, as permitted by law, provide information about you to certain persons or organizations. The types of persons or organizations we may share this information with include:
persons or organizations that perform professional, business, underwriting, credit review or other functions for us;
your loan broker or originator organization;
title and escrow agents;
designated vendors associated with your transaction, such as appraisers and insurance agents; and,
regulatory and enforcement authorities.
We have procedures that restrict access to nonpublic personal information about you to our employees and others who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards to protect your nonpublic personal information.
Contact Us Regarding Privacy
First Security Mortgage Corporation
15887 Snow Road, Suite 200
Brook Park, OH 44142
or by email compliance@FSMC.net
Effective Date: January 1, 2017